Hello friends, fans, family, 
planning for retirement is never easy and it is also something that most people put away until it is almost too late. So, when should someone start planning for retirement? When is it too late and how long is this suppose to take? You should start planning and setting aside money for retirement at the age of 20. However, most people don't start until there mid to late 30's. And if you're like me you didn't start until your 40s. Highly NOT recommended. Technically it is never too late to start, it is just that you are going to have to put more into it. You should decide on what you want for your retirement pay. Let's say that you want to bring home net of 6k per month. What need to do is times that by 12 (72k) and then by how many years you have left until your prospective retirement date or age ie 20 years and total that you will need to have is: 1.45 mil.  You can also have more than one retirement source such as: 401k, IRA, Roth IRA, Retirement bonds, and investment account for savings and retirement. These are just to name a few. Some are taxable and others are not. 

Your retirement planning depends on how much do you want to get per month for a duration, ie: 5k monthly for 20 years. After deciding this you will need to multiply the month by 12 then by 20 and that is the amount that you will need to have in order to retire at the desired amount. So, needless to say the more you need to invest the order you are because you are closing in on your desired retirement age. It may sound overwhelming but it is not. Trust me, you can do it. 

Why should you start working on your retirement when you are young? Well, that answer is simple. The earlier you start the closer you are to retiring early and having the life that you want in your old age. It's a long term investment into yourself. There is a break down that you can do so you will not overwhelm yourself.  I recommend starting now and planning out the details now. How much you want to have monthly from your retirement and so on. 

I am going to close with, retirement is something that you would invest in today but not get any benefits until 20 to 40 years down the road but by planning now you will lock into a future that is possible for yourself. This is something that you can only do ahead of time for a later time in your life. It is never too late to start until you are finished. Good luck to you and God bless. 

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Hello friends, fans, and family, 
I know how hard it is to stay motivated and yes it seems like there is nothing but pain and sorrow flowing to you like a river of despair. However, this is not true. One of the most difficult thing that you are going to have to do is believe that you can do it. Your ultimate battle is not against a well known or even an unknown villain. No, no, no, your ultimate battle is against yourself. You can fool others and even put on a facade to others, however, you know that you are only putting on a fake face to others. Also, you know in your heart what you should do and what is right to do. We as a people tend to do what is easy. In doing what is easy there is no reward. There is a difference in doing what comes easy and what is easy. 

Okay, lets say that you are a great artist and that you have been drawing for years. That is something that comes easy for you to do. What is easy for a time any way is staying in the bed and not going to work that is easy. However, eventually you are going to have to get out of bed because you will lose your dwelling place. My point is that you can tell someone something and they might believe you. You may even be telling the truth, only you know. And that is my point you know when you are lying and leading people wrong. This is what makes battling yourself so hard. Even though this battle is going to be a fierce battle that does not mean that you are going to fail.  

However, what you think about yourself does matter and those thoughts do have a direct impact on your life. That is why it is important to tell yourself that you can do it. Do you can finish school, that you can go to college, that you can start your own business, that you can improve. Telling yourself these things is not empty words, because believe it or not, you hear yourself. So, if you can hear yourself when you say bad things about yourself then you can hear yourself when you say good things about yourself. 

I hope that I was able to encourage you. You are awesome. I know that you are awesome because you are here. Never forget how awesome you are. I am an entrepreneur so I know how hard it can be out there "in the world" a figurative saying. So, learn from your mistakes pick yourself back up and keep on keeping on. You got this, you can do it. Get it done. Yes, it is going to take work, yes, you are going to be tired and crying at times. But you can do it. So, don't give up. Never give up. 

I am going to close with, when your motivation fades your discipline should kick in. It might take some efforts on your part but your discipline should kick in.   How you view yourself will directly effect you and also that ultimate battle between yourself and you will be fought on many different levels and at many different times also at the same time. This may sound confusing right now but when it happens you will understand. Stay strong, stay focused and stay motivated. 

#retirement #rothira #401k #ira #retirementbonds #indexfund #cds

Hello friends, fans, and family, 
I hope that you are well and that you all are being safe. Thank you for reading and for being so supportive of my content. You are so awesome, thank you for much. I am very excited that things are getting back to normal. However, I also want to encourage you all to continue to be safe and practice good safety or good safety practices. As gyms re-open and a lot of other places there is still need to wear mask and practice good social distancing. 

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Getting back into the swing of things is not going to be easy. We will be facing a new normal and as of the posting of this post there still is not a solid cure to the Coronavirus. Shops are starting to open back up but with many limitations for health related reasons and lack of funds. Social distancing is a big deal as shops open up. The fear of being Sued is what is on most shop owner's mind. One is because they don't want to open up just to have to close down permanently because of having to liquidate there assets to pay the law suet. 

The government is taking steps to protect shops if they follow the social distancing rules and regulations set by the city, the county, the state, and the federal government. This encouragement comes along with some financially inclusive encouragement. Also, with the need of shops needing to open up to stay afloat the concern is being sued. I expect shops to open up as soon as they can because of them losing money and not having any other way of making money. 

However, so far so good. Most shops are opening up with little to no adverse affects of being closed for months. The new normal is an adjustment for shops as much as it is for the consumer. As the consumer voice there voices about how they feel about shops opening too soon or not yet will be an on going thing for now. Shops in general are back to business with certain changes and adjustments to protect themselves, there employees and the consumers. 

I am going to close with, getting back into the swing of things is not going to easy but as we learn what to do and what we can do it will become easier. For now social distancing is the new normal. We will get back to work and learn how to adjust and survive in our various industries. Thank you for your time and for reading. You are awesome! 

#imeblog #blog #entertainment #consumervoice #isaacm #ime #imemusic

Hello friends, fans, and family, 
as we try to get back to normal I want to encourage you to keep on keeping on. I think that you are awesome and that you are precious.  Thank you so much for your support, love and comments for those of you who have chosen to do so. Just reading, viewing my post and commenting is supportive. So, thank you. Thank you so much. I don't know what the future may hold but I hope that all of this will pass and be something that we can talk about as something that happened and what we done to live through it, haha. I took this time focus on myself and do as much improvements in myself as I could. This includes but is not limited to health, fitness, and of course music and entertainment. 

This month I have coming out my very first ambiance music or calming and relaxing music. You can play it in the back ground for meditation, sleeping, background mood music etc. I came to the decision of creating this genre of music because of the times that we live in. I share it with my YouTube subscribers. You can listen to it here. I think that people really is enjoying it. I welcome your feed back so please feel free to comment, like and share my YouTube music videos. Thank you again for your support and I look forward to hearing from you if you choose to leave a comment. 

I have more Christian music coming. It should be out next year. The deadline that I set for myself is next December 2021. A lot dependents on the what is going on in my country. If I get the support and if my country is "back to business as normal" then I am sure that I will be releasing it by December 2021. As of right now I am expecting to releasing a total of seven songs or an EP. As always I hope that you like it and I am also hoping that you give me your feed back so please comment on it and let me know what you think. 

I am also considering doing an R&B ballot song or single. As of right now I am not sure if I should. Let me know what you think and if you would like to hear more R&B music from me? As of right now I distribute my music through CD Baby. I have been with them for many years now. Also as of right now I see no reason to leave them. This response answers a questions that I got a few days ago. A lot of new distributors has come out of the wood work so to say and a lot of musicians have jumped ship. Believe it or not I am very loyal and honest. Unless they put me into a position where I feel that I need to leave there company. I will remain with CD Baby. 

I am going to close with, the photo links to the calming and relaxing music video. Please, leave your  comments, like the video and subscribe to my YouTube channel the I. Middleton Entertainment YouTube Channel (IME YTC). I talk about music, fitness and other, haha. Other is left open so that you can suggest topics that you want me to cover or talk about. I put out a weekly video ten months out of the year and monthly videos six months out of the year. If you have any questions please ask. Thank you again for your support. Never forget how awesome you are.