Hello friends, fans and family,
first thank you so much for your support. You are awesome and I love you. Thank you so much. As we learn how to navigate this pandemic and get on with our lives there are so much new things to learn. Wear a mask and always wash your hands (or use hand sanitizer) also don't forget to use lotion. Avoid crowds and large gatherings in the public when possible. Also check your local and federal government guidelines about COVID-19.
Most major companies are now online and are investing millions of dollars into there online store presence. This can be a problem for small companies and worst for micro companies like mine. I don't have the money to put into marketing to compete against these big companies. However, there are equalizers and compromises. A small margin for them is a big margin for me. This goes both ways in spending but also true in earnings. As a business owner I must always be willing and ready to learn and improve. Even seeking improvements as I grow my business. Some companies offer an affiliate program where you can offer there products on your website and earn a commission on it.
They're always ways to earn money whether you are using your own products or if you are using someone else's products. If you are using someone else's product I would suggest getting samples of the product(s) if at all possible. That way you can really back the product. Either way your marketing style and methods will speak for themselves. Online marketing can be extremely expensive, however, if done right and adapting consistently it will also be very lucrative.
I just completed my last bonus video a total of 8 volumes. In the Calming and Relaxing Music series for this year. I am so thankful for your support. You can find all of my videos on my YouTube Channel or the IME YTC, haha. You can find the Calming and Relaxing Music playlist by clicking here. I also have a weekly show called the JB&I Show. On the JB&I Show I talk about music, movies, TV Shows, Fitness, and Other. Yeah, other the other category is a category that you as my viewers choose for me to talk about. The JB&I Show is also a podcast. Again thank you so much for your support.
I am going to close with, the things that seem hard now become easy later but only if you keep at it. Never forget how awesome you are. You are awesome because you are here and you are here because your awesome.
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Hello friends, fans, family,
planning for retirement is never easy and it is also something that most people put away until it is almost too late. So, when should someone start planning for retirement? When is it too late and how long is this suppose to take? You should start planning and setting aside money for retirement at the age of 20. However, most people don't start until there mid to late 30's. And if you're like me you didn't start until your 40s. Highly NOT recommended. Technically it is never too late to start, it is just that you are going to have to put more into it. You should decide on what you want for your retirement pay. Let's say that you want to bring home net of 6k per month. What need to do is times that by 12 (72k) and then by how many years you have left until your prospective retirement date or age ie 20 years and total that you will need to have is: 1.45 mil. You can also have more than one retirement source such as: 401k, IRA, Roth IRA, Retirement bonds, and investment account for savings and retirement. These are just to name a few. Some are taxable and others are not.
Your retirement planning depends on how much do you want to get per month for a duration, ie: 5k monthly for 20 years. After deciding this you will need to multiply the month by 12 then by 20 and that is the amount that you will need to have in order to retire at the desired amount. So, needless to say the more you need to invest the order you are because you are closing in on your desired retirement age. It may sound overwhelming but it is not. Trust me, you can do it.
Why should you start working on your retirement when you are young? Well, that answer is simple. The earlier you start the closer you are to retiring early and having the life that you want in your old age. It's a long term investment into yourself. There is a break down that you can do so you will not overwhelm yourself. I recommend starting now and planning out the details now. How much you want to have monthly from your retirement and so on.
I am going to close with, retirement is something that you would invest in today but not get any benefits until 20 to 40 years down the road but by planning now you will lock into a future that is possible for yourself. This is something that you can only do ahead of time for a later time in your life. It is never too late to start until you are finished. Good luck to you and God bless.
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